step 1
the goal here is to set yourself up for a household income of at least $50,000after taxes.
college, technical training, military, marriage(so you can work together)... it doesn't matter, just get that income.
step 2
Let's talk about mortgages. Do you REALLY want to spend the best 30 or more young years of your life worried about home payments when you could be out seeing the world or bodysurfing on weekdays?
buy a REALLY cheap home in town, or build something out in the boonies where land is cheap. if you listen to the simple solar guy, you're on your way.
http://www.simplesolarhomesteading.com/, http://containerist.com/ check out these links. it's possible to to build a real nice setup for under $10,000. you can pay off your home in a year!
step 3
with no mortgage to pay down, you'll have money coming out of your ears. your only obligations will be your bills and you'll be just fine living off of $1,000 a month.
It will take you 26.3 years to save up $1,000,000 if you put away 38,000 per year. but with pay raises, promotions and bonuses... you do the math.
The way i see it, either you can become a millionaire, or have a bad-ass lifestyle where you're not worried about things like getting laid off or keeping a roof over your head. once your home is paid off, you could probably get away with making 20,000, and be better off than most. why not travel?
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